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Home >> Services >> Insurance >> General Insurance >> Liability


Irrespective of the size of business, it is pivotal to consider liability insurance. It is prudent to cover your business against all kinds of liabilities -- public liability (third party injury or property damage) from industrial and non-industrial operations, product liability, professional indemnity, D&O liability and E&O liability.



Commercial Liability

The Commercial General Liability policy is the ideal policy for organizations that are proactive in their approach towards Liability issues. It is accepted the world over as the complete policy to provide seamless protection to the Insured. It’s a modular policy and it covers third party liability arising from various business exposures such as:

  • Premises operations
  • Products & Completed Operations
  • Advertising & Personal Injury
  • Supplemental Payments such as fire Damage limits and medical expenses

Please contact your insurance advisor before taking any policy"

Product Liabilities

Product Liability policy pays for damages, that the insured is legally liable to pay in consequence of accidental death/injury or disease to third parties including damage to third party property due to any defect in the products manufactured.
Exports to other countries can also be covered provided domestic sales are also covered.
This policy is suitable for all industries where the need for compensation on account of defective product may arise.

Please contact your insurance advisor before taking any policy"

Public Liability

This policy covers the amount, which the insured becomes legally liable to pay as damages to third parties as a result of accidental death, bodily injury, loss or damage to the property belonging to a third party.

Directors & Officers Liabilities Insurance

Directors and Officers of a company hold positions of trust and responsibility of the organization. They may become liable to pay damages to shareholders, employees, creditors, etc., of the company for wrongful acts committed by them in the supervision and management of the affairs of the company.

Professional Indemnity Insurance

Provides protection for the company and its subsidiaries for claims brought in respect of negligent acts, errors or omissions in the performance of professional services. The policy is meant to pay for defense expenses and damages and includes amounts that the insured is legally required to pay because of judgments, arbitration awards or the like rendered against the insured, or for settlements negotiated in accordance with the coverage afforded by the policy.

Please contact your insurance advisor before taking any policy"

Workmen’s Compensation

This policy covers the legal liability of an Employer to an unlimited extent, under the Workmen's Compensation Act, The Fatal Accidents Act, and at Common Law. This liability devolves statutorily on the employer if his employee, falling under the purview of the definition of "Workman", suffers death, bodily injury (both temporary and permanent), and disease arising out of and in the scope of his employment.

Please contact your insurance advisor before taking any policy"

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