The policy offers the option of protection for bodily injury, property damage, advertising injury and personal injury to a third party for which a company is found to be legally liable.

It can provide a separate advertising/personal injury aggregate limit that is not Subject to a general aggregate limit.

• Definitions
• Personal injury includes discrimination, harassment and segregation (other than employment-related)
• Bodily injury includes humiliation, mental anguish, mental injury and shock resulting from physical injury
• Advertising injury includes trademark infringement

Extensions

• Products-completed operations hazard
• Medical Expenses Coverage
• Damage to premises rented to you
• Sudden & Accidental Pollution Liability (excluding USA & Canada)
• Coverage for additional insured when required by written contracts
• Advertising Injury and Personal Injury Liability Coverage
• Vendors Endorsement
• Oral and written contractual Liability: bodily Injury/Property damage

MAJOR EXCLUSIONS

• Expected or intended injury
• Contractual Liability
• Worker’s Compensation and similar laws
• Pollution
• Damage to your property
• Damage to your product
• Damage to your work
• Aircraft, Auto or Watercraft
• Professional Liability
• Personal and Advertising Injury
• Electronic data

“Insurance is the subject matter of solicitation"
MADHUVAN INSURANCE BROKING – An IRDA recognized Insurance Broking House