A Personal Loan acts as an impetus in putting your plans into actions which helps you to tide over a difficult situation when you need funds pronto. A wedding in the family, higher education for your children, a medical condition that needs immediate attention or achieving success in any important milestone, are some instances that are difficult to plan for. But they crop up repeatedly in your journey of life. This is where personal loans come in handy as they can be availed of in quick time.