Fire Insurance
The policy protects you from financial loss as a result of “named perils”.
Perils Covered
- Fire
- Lightning
- Explosion / Implosion
- Storm, tempest, flood, inundation group of perils (STFI)
- Subsidence and Landslide including Rock slide
- Impact damage by vehicles/animals/aircraft
- Riots, strikes, malicious acts
- Missile testing operations
- Bursting of pipes/water tanks, sprinkler leakage and bush fires
- Aircraft Damage
As an extension of your policy, you can choose to financial covers against the following events
- Earthquake (fire and shock)
- Spontaneous combustion
- Deterioration of stocks in cold storage
- Impact damage due to own vehicles
- Omission to insure additions
- Fees of architect, surveyor & consulting engineer in excess of 3% of claim amount
- Debris removal in excess of 1% of claim amount
- Terrorism
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